Connecting Tanzania to seamless financial access
Switching Services
Since our initial investment in 2006, which began with four banks operating ten ATMs across six regions, we have experienced remarkable growth. Today our switching network integrates 18 banks and an interoperable network of ATMs and agency banks, processing transactions across all regions of Tanzania — encompassing over 1,000 ATMs and 10,000 POS terminals.
Our ATMs support a diverse range of card acceptance, including Umoja cards, China UnionPay and Visa. By connecting with the players involved in payment, clearing, switching and settlement locally and internationally, the service creates an interoperable network that significantly enhances access to banking — particularly in remote or underserved areas.
Service offerings
- 01
Card hosting
Accepts a wide range of cards including Umoja cards, China UnionPay, Visa and more, so users can use various card types seamlessly across the network.
- 02
Interoperability
Connects with local and international players in payment, clearing, switching and settlement, creating an interoperable financial ecosystem.
- 03
Transaction routing
Efficient switching and processing of transactions, with smooth and uninterrupted routing across the entire network.
- 04
Real-time processing
Transactions are processed in real time, providing immediate confirmation and reducing waiting times.
- 05
Settlement & reconciliation
Accurate and timely settlement and reconciliation of transactions for all parties involved.
- 06
Security
Robust security protocols, including PCI DSS compliance, protect against fraud and unauthorised access.
- 07
Disaster recovery & redundancy
Infrastructure incorporates disaster recovery and redundancy measures to ensure service continuity.
- 08
Multicurrency & cross-border support
Facilitates multi-currency and cross-border transactions.
- 09
Reporting & analytics
Detailed reporting and analytics for decision-making, performance monitoring and planning.
Why UBX switching
- 01
Extensive network
The largest interoperable network in Tanzania, connecting 18 banks, over 1,000 ATMs and 10,000 POS terminals.
- 02
Proven track record
Deep expertise in Tanzania’s financial landscape since 2006, ensuring compliance with local regulations.
- 03
Scalability & customisation
Scales with growth and can be customised to the requirements of participating banks and institutions.
- 04
Regulatory compliance
Adheres to national and international regulations and standards, including those set by the Bank of Tanzania, TCRA, PCI DSS and Visa.
- 05
Reliability & support
Robust disaster recovery plans and dedicated support and maintenance to uphold network integrity.