Payments and settlements made fast and easy
UHURU Pay

Uhuru Pay provides cost-effective and secure payment and settlement services to consumers, agents and merchants, with a comprehensive range of electronic payment products focused on digital, card and card-less processing. Merchants can collect revenue from all payment providers through a single portal, and customers can pay from digital wallets, bank accounts or mobile wallets on one platform.
Services provided
- 01
Billers cash-assisted payment
Utilities, airtime, TV, insurance, government payments, ticketing and more — via POS, app and USSD.
- 02
Debit / prepaid card
Card-as-a-service: virtual or physical companion cards linked to stored-value accounts; white-label and API-driven.
- 03
Collections & pay-outs
Collection and disbursement on behalf of companies through a single channel integration.
- 04
Agency banking
Extend bank services to underserved areas through Uhuru Pay agents.
- 05
Mobile banking
A full mobile banking suite and bill payments via USSD and apps.
- 06
TILL / TAN QR payment
Collect payments from all mobile wallets and banks via a unique till number and QR code.
- 07
Card payment
An integrated solution for merchants to accept card payments.